Our Services
What We Do
Replacement Business
Our largest proportion of work comes from replacement business including Pension Transfers, ISA transfers, Investment and IHT Replacements as well as replacements to other solutions including Curtis Banks and Rowan Dartington. We carry out a detailed analysis of the ceding information, prepare the analysis of any safeguarded benefits such as GMP, GARs and enhanced tax-free cash and then in consultation with you agree a way forward for your client. We will prepare the advice set and suitability letter and once the case is submitted follow this through to approval by Business Assurance.
Defined Benefit Transfers
We offer full paraplanning services for Defined Benefit cases as well as initial assessments on the viability of your case. When preparing your case the scheme information will be fully assessed including the possibility of partial transfers and we will prepare all necessary cash-flow modelling scenarios using Voyant. Once the case is ready your Suitability Letter will be prepared within 72 hours ready for submission and we work closely with Business Assurance to ensure your case can be approved in order to meet the CETV guarantee date.
New Business
Busy diary with heavy workloads? We can help write your suitability letters for your New Business cases including Investments, Pensions, IHT/ITS, EIS/VCT, Long Term Care and Drawdown reviews. We will prepare the full advice set as well as any supporting documentation/calculations and ensure your case is submitted within acceptable timescales.